If you’ve heard about receiving $135 per day through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you might be wondering if it’s real and whether you qualify. While the Social Security Administration (SSA) does not offer a fixed $135/day payment, many beneficiaries receive this amount or more through a combination of benefits.
This guide will break down eligibility requirements, benefit amounts, and the application process so you can determine if you qualify for these essential financial resources.
Can You Really Receive $135 Per Day?
Yes, it is possible—but the actual amount depends on your specific situation.
- SSDI and SSI payments vary based on your earnings history, disability status, and financial need.
- Some recipients qualify for both SSDI and SSI, which can increase their total benefits.
- In 2025, maximum payments can reach over $4,000 per month (approximately $135 per day).
| Program | Maximum Monthly Payment (2025) |
|---|---|
| SSDI | $3,822 |
| SSI (Individual) | $943 |
| SSI (Couple) | $1,415 |
| Combined SSDI & SSI | $4,050+ (varies by state) |
If you qualify for both SSDI and SSI, you could receive over $135 per day in support.
Understanding SSDI and SSI
What Is SSDI?
Social Security Disability Insurance (SSDI) is a program for individuals who:
- Have worked and paid Social Security taxes.
- Have a disability preventing them from working.
- Meet the SSA’s medical and work history requirements.
What Is SSI?
Supplemental Security Income (SSI) is a needs-based program for individuals who:
- Are 65 or older, blind, or disabled.
- Have limited income and assets ($2,000 for individuals, $3,000 for couples).
- Have not worked enough to qualify for SSDI.
Some people receive both SSDI and SSI to help meet their financial needs.
Who Qualifies for SSDI and SSI?
SSDI Eligibility Requirements
To qualify for SSDI, you must:
- Be under full retirement age (usually 66-67).
- Have a medical condition that:
- Prevents you from working.
- Is expected to last at least 12 months or result in death.
- Have earned enough work credits (typically 40 credits, 20 from the last 10 years).
You earn one work credit per $1,730 in earnings (as of 2025), with a maximum of four credits per year.
SSI Eligibility Requirements
To qualify for SSI, you must:
- Be age 65 or older, blind, or disabled.
- Have low income and limited resources ($2,000 for individuals, $3,000 for couples).
- Be a U.S. citizen or eligible immigrant.
You can check your eligibility quickly using the SSA’s Benefit Eligibility Screening Tool.
How Much Can You Receive?
Average SSDI and SSI Payments for 2025
| Benefit Type | Average Monthly Payment |
|---|---|
| SSDI (Disabled Worker) | $1,537 |
| SSDI (Maximum Payment) | $3,822 |
| SSI (Individual) | $943 |
| SSI (Couple) | $1,415 |
| Combined SSDI & SSI | $4,050+ |
Your total amount may be higher if your state provides additional SSI supplements.
Combining SSDI and SSI
Some individuals qualify for both SSDI and SSI, increasing their monthly payments. If your SSDI benefit is below the federal SSI limit, SSI can supplement your income to help you meet basic living expenses.
How to Apply for SSDI or SSI Benefits
Step 1: Gather Your Documents
Before applying, collect:
- Social Security Number (SSN) and proof of age.
- Medical records, test results, and doctor’s contact details.
- Work history and income statements (W-2s, tax returns).
Step 2: Submit Your Application
You can apply:
- Online at ssa.gov/applyfordisability
- By phone at 1-800-772-1213
- In person at your local SSA office
Step 3: Wait for a Decision
- Processing time: 3-6 months
- You may need to attend a medical exam requested by SSA
Step 4: Appeal If Denied
- 70% of initial applications are denied. However, you can appeal through:
- Reconsideration
- Administrative hearing
- Appeals Council review
- Federal court (if necessary)
A disability lawyer or advocate can improve your chances of approval.
Tips for a Successful Application
- Be honest and detailed about your condition and work limitations.
- Keep medical records organized and obtain supporting letters from doctors.
- Follow all prescribed treatments to show your efforts to recover.
- Respond quickly to SSA requests for information.
- Consider hiring a disability attorney—they only get paid if you win.
Real-Life Example: How James Qualified for $135 Per Day
James, a 52-year-old mechanic from Ohio, suffered a spinal injury and could no longer work. He applied for SSDI and received $2,850/month. Since his state provided additional SSI supplements, he received another $500/month, bringing his total benefits to $3,350/month (or $112/day).
James hired a disability lawyer, which helped speed up his approval process. Now, he can focus on recovery without financial stress.
Receiving up to $135 per day in SSDI or SSI benefits is possible—but you must take action.
- Check your eligibility with the SSA tools.
- Gather your documents and apply ASAP.
- Don’t give up if denied—appeal and fight for your benefits.
These benefits exist to help people like you. Take the next step today.
FAQ:
How do I check if I qualify for SSDI or SSI?
Use the SSA Benefit Eligibility Screening Tool or call 1-800-772-1213.
Can I receive both SSDI and SSI at the same time?
Yes. If your SSDI benefit is low, SSI can supplement your income to meet the federal minimum.
